Switzerland pairs TWINT and high living costs with a strong instinct for financial privacy. Cash Compass tracks francs in German, French or Italian and never asks for access to your bank.
Apple-native · No bank logins · iCloud sync
Financial discretion is taken seriously in Switzerland, and giving a third-party aggregator credentials to a UBS, PostFinance, Raiffeisen or cantonal bank account runs against that instinct. Cash Compass never asks: there is no aggregator, no stored access, no credentials in the system at all. Transactions stay on your device, and premium sync uses your own iCloud account rather than servers we operate.
Set CHF at onboarding and every total, chart axis and CSV export uses francs. German, French and Italian are all among the 33 translated languages, and interface language is chosen independently of currency — so a household in Switzerland can run one phone in German and another in French against the same CHF budget, with premium iCloud sync keeping both aligned.
TWINT covers a growing share of everyday payments in Switzerland and is meaningless to a US import pipeline, while shopping trips across the border add euro spending to a franc budget. Because Cash Compass supports every ISO currency and lets you switch without disturbing history, both cases are settings rather than obstacles — and cash still gets counted, which no feed manages.
Voice, photo of a receipt, or 3-tap manual entry — every method takes under 5 seconds.
Cash Compass picks the category automatically. Override once and it learns your pattern.
Weekly chart shows where money went. Adjust caps before the month is over, not after.
No, deliberately. UBS, PostFinance, Raiffeisen and cantonal banks are all supported equally because none of them are connected — you record spending rather than importing it, and no credentials ever exist to be exposed.
Yes. CHF is selectable at setup and changeable later, and totals, charts and exports all follow it. Every ISO currency is supported, which helps for cross-border shopping in euro.
All three are among the 33 translated languages, and each device chooses its own interface language independently of the currency — so a multilingual household can share one CHF budget comfortably.
On your device, and with premium it syncs through your personal iCloud account rather than our infrastructure. Since Cash Compass holds no bank credentials, there is no central store of banking access to breach.
Built native for iPhone, iPad, and Mac with iCloud sync. Works offline.
No bank logins, no Plaid, no data sales. All data lives in your iCloud.
Manual entry, charts, category tracking — all free, forever. Premium is optional.
German, French or Italian interface. No credentials, ever. Free on the App Store.
Download Cash Compass on the App Store