French budgeters get US-designed apps that can't read a French account and weren't written in French. Cash Compass runs in euro, in French, and asks for no bank access at all.
Apple-native · No bank logins · iCloud sync
Copilot Money, Monarch and Rocket Money are US-account products, and YNAB's automatic import is centred on North America. For anyone budgeting in France that means manual entry regardless — the only question is whether the app is designed for it. Cash Compass is, so a Crédit Agricole account, a BNP card and cash spending are recorded through the same fast flow.
Choose EUR at setup and every total, chart axis and CSV export follows. French is one of 33 translated languages and is set independently of currency, so the app reads as a French app with euro amounts rather than a translated afterthought. Categories are ones you define, in your own words.
A boulangerie stop, a métro carnet, a restaurant split between friends — small recurring amounts are what quietly decide a month in France, and they're the ones an automated feed would label least usefully. Capturing them by voice as they happen takes a couple of seconds and yields a category you actually chose, which makes the month-end picture honest.
Voice, photo of a receipt, or 3-tap manual entry — every method takes under 5 seconds.
Cash Compass picks the category automatically. Override once and it learns your pattern.
Weekly chart shows where money went. Adjust caps before the month is over, not after.
No, and deliberately so. Without an aggregator, Crédit Agricole, BNP Paribas, Société Générale, Boursorama and every other bank work identically — you log spending rather than import it, and nothing expires or needs reauthorising.
Yes. French is among the 33 translated languages and is chosen separately from currency, so a French interface with euro amounts is a normal setup.
Yes — EUR is selectable during onboarding and in Settings later, and totals, charts and exports all use it. Every ISO currency is supported for travel or foreign income.
Unlimited manual logging, permanently, with no ads. Premium adds unlimited voice entry and receipt scanning, full charts, CSV export and iCloud sync, shown in euro on the App Store with a 14-day free trial on the annual plan.
Built native for iPhone, iPad, and Mac with iCloud sync. Works offline.
No bank logins, no Plaid, no data sales. All data lives in your iCloud.
Manual entry, charts, category tracking — all free, forever. Premium is optional.
French interface, euro amounts, free manual tracking. Download on the App Store.
Download Cash Compass on the App Store