Singapore's banking is excellent and almost entirely invisible to Western budgeting apps. Cash Compass handles SGD natively and never asks to connect to DBS, OCBC or UOB.
Apple-native · No bank logins · iCloud sync
Copilot Money, Monarch, Rocket Money and YNAB's automatic import are built around North American institutions and don't reach Singapore banks. Anyone budgeting in Singapore with those tools is doing manual entry inside an app that charges for sync it can't provide. Cash Compass removes that mismatch — the manual path is the designed path, so DBS, OCBC, UOB and a PayNow-heavy month all track identically.
Select SGD at setup and every figure, chart and export follows. Because Cash Compass reads every ISO currency, the frequent-travel pattern common in Singapore is easy to handle: switch to MYR, THB or JPY for a trip and your existing records stay untouched. Language is a separate setting, with Chinese among the 33 translations.
Daily spending in Singapore is a stream of small, fast transactions — a hawker lunch, a PayNow split, an EZ-Link top-up — and that granularity is where budgets quietly fail. A statement feed would return vague merchant codes days later even if one existed. Logging at the counter, by voice, keeps both the amount and the category correct while you still remember the context.
Voice, photo of a receipt, or 3-tap manual entry — every method takes under 5 seconds.
Cash Compass picks the category automatically. Override once and it learns your pattern.
Weekly chart shows where money went. Adjust caps before the month is over, not after.
No — there are no bank connections at all. That makes every Singapore bank equally supported and means nothing breaks when a bank changes its systems. You capture spending by voice, receipt photo or manual entry.
Yes. SGD is selectable during onboarding and in Settings later, and charts, totals and CSV exports all use it. All ISO currencies are available for travel or overseas income.
That's a good fit. Currency can be changed at any time without disturbing earlier entries, manual logging works with no connection, and on premium iCloud sync keeps an iPhone and iPad aligned once you're back online.
There are no bank credentials involved, transactions stay on your device, and premium sync runs through your own iCloud account rather than servers we operate — so there's no central store of your financial data to breach.
Built native for iPhone, iPad, and Mac with iCloud sync. Works offline.
No bank logins, no Plaid, no data sales. All data lives in your iCloud.
Manual entry, charts, category tracking — all free, forever. Premium is optional.
Works with any Singapore bank because it connects to none. Free on the App Store.
Download Cash Compass on the App Store