Philippines

Track pesos, e-wallets and cash in one budget app

GCash, Maya and cash dominate everyday spending in the Philippines, and no Western budgeting app connects to a Philippine bank. Cash Compass works in pesos with no bank link at all.

Apple-native · No bank logins · iCloud sync

Why this fits

Why budgeters in the Philippines pick Cash Compass

1

E-wallets and cash beat statement import

Everyday money in the Philippines moves through GCash, Maya, jeepney fares and market purchases — a mix of e-wallet and cash that no bank feed captures coherently. Even where an aggregator existed, it would miss most of it. Cash Compass records whatever you tell it in a couple of seconds, so an e-wallet payment and a cash fare sit in the same categories and the monthly total is actually complete.

2

Philippine pesos supported natively

Set PHP at onboarding and every dashboard total, chart axis and CSV export uses pesos. Cash Compass reads all ISO currencies rather than a US shortlist, so a peso budget isn't a workaround. If you receive remittances or bill overseas clients in another currency, switching in Settings leaves existing records untouched.

3

Works offline, which matters

Manual entry needs no connection at all, so logging works on a jeepney, in a market or anywhere data is unreliable or metered. Voice and receipt scanning do require a connection since they're processed remotely, and with premium, iCloud sync reconciles once you're back online — so nothing is lost while you're offline.

How it works

Three taps from blank screen to budget

  1. 1. Capture

    Voice, photo of a receipt, or 3-tap manual entry — every method takes under 5 seconds.

  2. 2. Categorize

    Cash Compass picks the category automatically. Override once and it learns your pattern.

  3. 3. Review

    Weekly chart shows where money went. Adjust caps before the month is over, not after.

FAQ

Common questions

Does it connect to GCash, Maya or Philippine banks?

No — Cash Compass has no connections to any financial provider. You log spending by voice, receipt photo or manual entry, which is what allows e-wallet payments and cash to be tracked in one place at all.

Can I track in Philippine pesos?

Yes. PHP is selectable at setup and in Settings later, and totals, charts and CSV exports all follow it. Every ISO currency is supported for overseas income or remittances.

Does it work without mobile data?

Manual logging works fully offline. Voice entry and receipt scanning need a connection because processing happens remotely, and premium iCloud sync catches up when you reconnect.

Is there a free version?

Yes — unlimited manual logging is free permanently and there are no ads. Premium adds unlimited voice and receipt capture, full charts, CSV export and iCloud sync, priced in pesos on the App Store.

Apple-only.

Built native for iPhone, iPad, and Mac with iCloud sync. Works offline.

Privacy-first.

No bank logins, no Plaid, no data sales. All data lives in your iCloud.

Free tier, real.

Manual entry, charts, category tracking — all free, forever. Premium is optional.

Track pesos, e-wallets and cash in one app

No bank connection, works offline, free manual logging. Download on the App Store.

Download Cash Compass on the App Store