Poland runs on BLIK, a payment system no American budgeting app has ever heard of. Cash Compass tracks złoty spending in Polish, with no bank connection to configure.
Apple-native · No bank logins · iCloud sync
Almost every quick payment in Poland goes through BLIK — a six-digit code generated in your banking app, used for shops, transfers and online checkout alike. Even if a US aggregator reached PKO BP or mBank, BLIK transactions arrive as opaque entries that say nothing about what you bought. Cash Compass records the category you give it at the moment of spending, so a BLIK payment is as legible as anything else.
Set PLN at onboarding and every dashboard total, chart axis and CSV export uses złoty. Polish is one of Cash Compass's 33 translated languages, and language is chosen independently of currency, so a Polish interface with PLN amounts is the default configuration rather than a workaround. Categories are ones you name yourself, in Polish if you prefer.
Copilot Money, Monarch and Rocket Money serve US accounts only, and YNAB's automatic import is centred on North America — none of them connect to PKO BP, mBank, ING Bank Śląski or Santander Polska. Budgeting in Poland means manual capture whichever app you pay for, so the sensible criterion is speed: speaking an expense takes about two seconds and lands in the right category.
Voice, photo of a receipt, or 3-tap manual entry — every method takes under 5 seconds.
Cash Compass picks the category automatically. Override once and it learns your pattern.
Weekly chart shows where money went. Adjust caps before the month is over, not after.
There's no bank connection at all, so PKO BP, mBank, ING Bank Śląski and Santander Polska are equally supported — and BLIK payments are logged the same way as anything else. You record spending by voice, receipt photo or a few taps, with nothing to reauthorise.
Yes. PLN is selectable at setup and changeable later in Settings, and totals, charts and CSV exports all follow it. Every ISO currency is supported if you earn in euro or travel often.
Yes — Polish is among the 33 translated languages, and because interface language is set separately from currency, a Polish interface with złoty amounts works out of the box.
Manual logging is free permanently with no ads. Premium unlocks unlimited voice entry and receipt scanning, full charts, CSV export and iCloud sync, priced in złoty by the App Store with a 14-day free trial on the annual plan.
Built native for iPhone, iPad, and Mac with iCloud sync. Works offline.
No bank logins, no Plaid, no data sales. All data lives in your iCloud.
Manual entry, charts, category tracking — all free, forever. Premium is optional.
Polish interface, no bank connection, free manual logging. On the App Store.
Download Cash Compass on the App Store