Dutch banking runs on iDEAL and Tikkie, neither of which any US budgeting app understands. Cash Compass works in euro, in Dutch, and never asks to connect to your bank.
Apple-native · No bank logins · iCloud sync
Copilot Money, Monarch and Rocket Money are built for US accounts, and YNAB's automatic import doesn't cover Dutch banks. Meanwhile the Netherlands runs on iDEAL payments and Tikkie requests that split costs between friends constantly — flows a US import pipeline was never designed to interpret. Cash Compass just records the amount and category you give it, so ING, Rabobank and ABN AMRO are all equivalent.
Choose EUR at setup and every total, chart axis and CSV export uses it. Dutch is one of 33 translated languages, chosen independently of currency, so you get a Dutch interface with euro amounts. Categories are ones you create, so shared household costs can be named the way your household actually talks about them.
Because Tikkie makes splitting effortless, a lot of Dutch spending is small reimbursements moving back and forth — which is exactly what makes automated categorisation unreliable and a monthly total misleading. Recording your real share as you go, in a couple of seconds by voice, gives a cleaner picture than trying to reconstruct who owed what from a statement weeks later.
Voice, photo of a receipt, or 3-tap manual entry — every method takes under 5 seconds.
Cash Compass picks the category automatically. Override once and it learns your pattern.
Weekly chart shows where money went. Adjust caps before the month is over, not after.
No — there are no bank connections, so all Dutch banks work identically. You log spending by voice, receipt photo or manual entry, and nothing requires PSD2 authorisation or periodic reconnection.
Yes, Dutch is among the 33 translated languages and is set separately from currency, so a Dutch interface with euro amounts is a normal configuration.
Yes. EUR is selectable at setup and in Settings later, and totals, charts and CSV exports all follow it. Every ISO currency is supported for travel.
You can create separate accounts within the app — for example personal and shared — and switch between them, so household spending stays distinct from your own. Premium adds iCloud sync and Apple Family Sharing.
Built native for iPhone, iPad, and Mac with iCloud sync. Works offline.
No bank logins, no Plaid, no data sales. All data lives in your iCloud.
Manual entry, charts, category tracking — all free, forever. Premium is optional.
Dutch interface, iDEAL-and-Tikkie friendly, free manual logging. On the App Store.
Download Cash Compass on the App Store