How do I figure out which platform is actually paying me the most?
Tag each delivery-platform payout as separate income — DoorDash, Uber Eats, Grubhub, Instacart, etc. Cash Compass's category chart shows total earnings per source over any period. To get net hourly: divide each platform's total weekly pay by your active dash/delivery hours on that platform, then subtract per-mile cost (around 30 cents for most economy vehicles at 2024 fuel prices, per AAA). The 2024 Gridwise multi-platform driver report found Instacart shoppers averaged $17.20/hour net, DoorDash at $14.50, Uber Eats at $11.80, and Grubhub at $13.20 — but these vary massively by metro and time of day. Run your own numbers for 30 days before deciding which platforms get priority logins.
Should I be using the standard mileage rate or actual expenses?
Almost always standard mileage (70 cents per business mile in 2025). The exception: if you drive a high-cost vehicle (luxury, AWD, or one with under 25 MPG) and put under 10,000 miles a year on it, actual expenses might beat the standard rate. Most delivery drivers put on 18,000-35,000 business miles annually — at that volume, the standard rate of 70 cents covers about $12,600-$24,500 in deductions, which usually exceeds actual costs by 15-30%. Once you pick a method on a vehicle, you can't switch to actual expenses later (though you can switch from standard to actual). Pair Cash Compass with a free mileage app for the IRS-required GPS log; enter weekly totals.
What if I do this part-time, just on Friday and Saturday nights?
Same rules apply, smaller numbers. If you earn over $400 from delivery work, the IRS expects a Schedule C and self-employment tax. The 2024 Pew Research gig-work survey showed about 16% of U.S. adults earned money from delivery or rideshare apps, with median annual gig income around $4,200 for part-timers. Even at that scale, tracking matters: 8,000 part-time business miles at the standard rate equals $5,600 in mileage deductions — enough to wipe out most of the income for tax purposes. Without tracking, you'd owe self-employment tax on the gross. Ten minutes a week of voice-logging and weekly mileage totals into Cash Compass is the most tax-efficient hour of work you'll do all year.
Can Cash Compass track tips separately from delivery base pay?
Yes, but with a caveat: DoorDash, Uber Eats, and similar platforms report your gross earnings (base + tips) on a single 1099-NEC. There's no IRS reason to track them separately for taxes — they're all 1099 income. But many drivers want to track them separately for cashflow visibility, because tips are wildly variable and base pay is the floor. Create two income categories: Delivery Base and Delivery Tips. Log each payout in two entries based on what the app showed you. Over 90 days you'll see your tip-to-base ratio — for most U.S. metros in 2024 that was 30-45% of total earnings from tips. If your ratio is way lower, it's usually about restaurant pickup vs. fast-food orders or affluent vs. low-income delivery zones.