Cash Compass doesn't have a standalone watchOS app, but transaction notifications and Siri voice logging via your iPhone surface naturally on Apple Watch.
Apple-native · No bank logins · iCloud sync
When Cash Compass sends a daily logging reminder or a category alert, it shows up on Apple Watch the same way any iPhone notification does. You can read it, dismiss it, or open Cash Compass on your iPhone with a tap. There's no native watchOS app to install or update separately. For most users the wrist preview is the actual use case — a glance at whether you remembered to log spending.
Because Cash Compass declares an AddExpenseIntent in its Info.plist, you can use Siri voice on Apple Watch to trigger expense capture through Shortcuts. Raise wrist, "Hey Siri, log expense in Cash Compass" — Siri hands off to your iPhone's Cash Compass for the actual entry. This is a more honest setup than apps that promise a watch UI and quietly require your phone anyway.
Some budget apps advertise an Apple Watch experience that's really just a complication showing a number. Cash Compass doesn't ship a standalone watchOS app yet — we'd rather wait until there's a real reason for one than ship a half-feature. iPhone capture is already three seconds, so logging on the watch instead of pulling out your phone is a marginal gain we haven't prioritized.
Voice, photo of a receipt, or 3-tap manual entry — every method takes under 5 seconds.
Cash Compass picks the category automatically. Override once and it learns your pattern.
Weekly chart shows where money went. Adjust caps before the month is over, not after.
No, there isn't a standalone watchOS app at this time. The way Cash Compass interacts with Apple Watch is through iPhone — notifications surface on your wrist, Siri Shortcuts can launch a voice expense entry that gets processed on your phone, and you can dismiss reminders without unlocking your phone. We've prioritized iPhone capture speed (three seconds end-to-end) over building a wrist-tier app, on the view that pulling out your phone is faster than tapping a small watch screen for most users. If Apple ships better watchOS frameworks for things like Speech recognition or Vision OCR, that calculus could change. For now, treat Apple Watch as a quick-glance surface for notifications, not a primary entry point.
Yes, indirectly through Siri. Cash Compass exposes an AddExpenseIntent — declared in its Info.plist — which means you can build a Siri Shortcut that triggers expense capture. Saying "Hey Siri, log expense" from your Apple Watch will route through your paired iPhone, capture the voice transcript using the Speech framework on your phone, and create a transaction in Cash Compass. Premium unlocks unlimited voice transactions; the free tier includes three trial voice entries. The watch face itself doesn't render a Cash Compass UI — you'd see a Siri response or notification confirming the entry. For most users this is enough; the real entry happens later on iPhone for review.
Honestly, very few do it well. Monarch Money has a watchOS app that's mostly a balance complication. YNAB has a watch app that shows category balances and lets you add transactions, which is the closest to a real wrist budgeting experience — but it requires a $99/year subscription. Mint, before it shut down, had a watch app that worked but rarely got used. Cash Compass deliberately doesn't ship a watch app yet because the iPhone capture flow is already very fast and a wrist version would mostly duplicate it. If a watch-first budgeting workflow is critical to you, YNAB is the most honest fit; if iPhone-first is fine, Cash Compass keeps things simpler and cheaper.
Cash Compass doesn't currently provide a watch complication. You can use iOS Focus modes and notification settings to control which Cash Compass alerts reach your wrist — for example, only showing the daily logging reminder during dinner hours, when you're most likely to have forgotten to log lunch. Within Cash Compass on iPhone, you can configure reminder frequency (daily, every few days, weekly) and time-of-day. If a watch complication becomes a requested feature, we'll consider it for a future release. The current bet is that most users don't need an at-a-glance budget number on their wrist — they need a fast way to capture spending before it's forgotten, which iPhone handles in seconds.
Built native for iPhone, iPad, and Mac with iCloud sync. Works offline.
No bank logins, no Plaid, no data sales. All data lives in your iCloud.
Manual entry, charts, category tracking — all free, forever. Premium is optional.
No watchOS app yet, but Siri voice logging and reminders surface on Apple Watch through your iPhone.
Download Cash Compass on the App Store